2020-Current Owner/President, Justin Hornburg Consulting (JHC) dba/aka Group Insurance Actuarial Consulting (GIA)

  • Providing actuarial services to the group insurance and employee benefits community

2010-2021 First Vice-President & Actuary, American Benefits Consulting (An Alliant Insurance Services company)

  • Led the financial team, providing underwriting, financial, data and account management services for the largest firms across a variety of industries
  • Provided group insurance and benefits underwriting/pricing, carrier negotiations, data analytics, client management, carrier and other partner relations
  • Focus/Expertise in Group Life, Disability, Leaves of Absence, Dental, Vision, Voluntary Products and Captive Insurance
  • 50+ clients in group insurance/benefits, average client size 10,000+ covered employees/retirees


2007-2010 Owner/President, Justin Hornburg Consulting

  • Created Justin Hornburg Consulting after 18 years with MetLife
  • Performed actuarial/analytics projects for clients in insurance, automotive and consulting
  • American Benefits Consulting (ABC) was a client, and in 2010 I became an ABC employee.

1989-2007 Vice-President & Actuary, MetLife

  • Various rotations and assignments in New York, New Jersey and Detroit, in large employer group insurance, individual life insurance, and small group medical insurance
    • Early in my career my large group work included medical, until MetLife exited the medical business, and then focused exclusively on life insurance, disability and dental
  • Majority of career spent in Detroit National Accounts Customer Unit, serving customers in the automotive industry; significant exposure to customers in other industries